No, really. Change it. A lot of debit cards have been compromised in a big ripoff due to crap software at large retailers that retained the PIN instead of throwing it away, apparently.
consumer advice: change your ATM PIN
Published
It's the heart's the crazy bus driver
Be My Blog 
who actually uses their PIN# at a retailer? There’s a reason ATM cards come affixed w/ Visa/MC logo.
LikeLike
I tend to do so, but that’s only because I know that it’s cheaper for the retailer to process it as an ATM transaction than a credit transaction. The overhead that Verisign (or equivalent) charges is higher for the credit cards because it’s easy for people to dispute the charges or use a stolen card.
I have noticed, though, that when they ask whether or not to run it as a credit or debit, if I say “I don’t care,” most of the time (like 90% or greater), they run it as credit. It’s faster and there’s less chance for user error (like an incorrect pin.)
LikeLike
Well I do because it’s easier, tho recently Ive given up on signing my name on CC receipts and just using random squiggles.
LikeLike
thats what im talkin’ about. I think with my low-rent card, or maybe it was an older one from years ago, but, i had the choice to either pay $1 for using it as a checking card or let the retailer pay whatever they charge for being a VISA retailer. That’s a no-brainer.
Same thing with people at the grocery store still using checks. WTF? its 2006, not 1976.
LikeLike